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Does Claude support open banking in the UK?

Does Claude support open banking in the UK? Through Era it does: link Monzo, Starling, Barclays, Lloyds and more to Claude and every other assistant today.

Claude can work with your UK accounts through open banking, and Era is the route that makes it happen. You link your banks once, approve each one in its own app, and Claude then answers from your real balances and transactions. The same link works in ChatGPT, Gemini and every other assistant you use.

Can Claude connect to my UK bank account?

Yes, through Era. Era uses open banking to read your accounts at Monzo, Starling, Barclays, Lloyds, NatWest, HSBC and most other UK providers, then gives Claude a single connection to all of them. You approve access in your bank's own app, and you can withdraw it from the same place whenever you like.

Open banking is the regulated way to share your bank data in the UK. The Financial Conduct Authority supervises the firms that use it, your bank asks for your consent in an app you already trust, and Era never sees or stores your online banking password. If you want the full picture of how the system fits together, open banking in the UK explained takes it from the beginning.

What does Claude Personal Finance cover?

Claude Personal Finance does not reach a UK current account on its own, and that is the gap Era fills. Era already connects accounts in the UK and more than forty other countries, so Claude can read the money you actually hold, wherever you hold it.

Claude Personal Finance links US banks only (support.claude.com, 5 November 2026), which is why so many readers in the UK are searching for a way in.

The difference shows up in what you can ask. Instead of describing your finances from memory, you can ask Claude how much you spent on eating out last month, which subscriptions you forgot about, or how your savings rate compares with last quarter, and it works from your own numbers.

Which UK banks and money apps can I connect?

Era connects the high street banks, the app banks, the card issuers and the investment platforms that most people in the UK use. Each has its own guide, with the features that matter for that provider and the questions worth asking first.

High street banks and building societies

App banks and money apps

Cards and investing

Era connects accounts across the US, the UK, Canada, France, Germany, Spain, and 40+ countries in all. If a provider is missing from your list, import a statement into a manual account and Claude works from that history instead.

How do I set up Era with Claude?

Create an Era account, connect your banks, then add Era to Claude. The whole thing takes a few minutes, and you do not need to install anything. Once Era is added, Claude can see every account you have linked, and you stay in control of what it can do.

  1. Sign up at era.app.
  2. Choose Connect your bank, pick your provider and approve access in its app.
  3. In Claude, add Era from the connector directory, or add https://context.era.app/mcp as a custom connector.
  4. Approve the consent screen, then ask your first question.

The step-by-step guide to connecting Claude to your bank account has the screenshots and the fixes for the usual snags.

What can Claude do with my accounts once they are linked?

Claude can read your balances and transactions, break down your spending, list every recurring payment, compare months and forecast your cash flow. It can also work with your financial health figures and the analysis behind them, and with the statements, payslips and tax papers you keep in your Era Document Library.

On a paid plan Claude can go further and tidy things up for you, such as recategorising transactions, adding tags and setting rules that sort next month's spending automatically. Every change is recorded, so you can see what happened and undo it.

Can Claude move money for me?

Moving money between your own accounts is in private beta. It is off by default for every key, and every transfer needs your approval. Outside the beta, Claude reads and organises your accounts without moving anything, which is how most people use it.

Does Claude remember my finances between chats?

It does, once Era holds the memory. Tell Claude you are saving for a deposit and Era stores that as a fact you can see, edit or delete. The next chat starts with it, and so does ChatGPT, Gemini or any other assistant you connect, so you explain your goals once and every assistant already knows them.

Can I use ChatGPT as well?

Yes. Era is one hub that every assistant connects to, so the accounts you link for Claude are the same accounts ChatGPT sees, and the same goes for Gemini and the rest. You can use whichever assistant you prefer this year and change your mind next year without starting again.

Can ChatGPT connect to my UK bank account? covers that side, and how to pick an AI agent for your money helps you choose between them.

Is it safe to connect my UK bank to Claude?

Yes. Era encrypts your data with AES-256 at rest and TLS 1.3 in transit, never stores your bank login and never sells your data, and no model provider trains on it. Claude sees nothing until you approve the consent screen.

Is it safe to give AI your financial data goes through the details, and you can cut Claude off at any time.

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Era Financial Advisors LLC is an SEC-registered investment adviser (CRD #334404). Registration does not imply a certain level of skill or training. Investment advisory services are discretionary and AI-assisted; they are not a substitute for personalised financial advice. Brokerage and custodial services are provided by Alpaca Securities LLC, a separate entity and member of FINRA/SIPC. Era Thesis and Era Agency accounts are currently available to US residents only; Era Context connects accounts across the UK, France, Germany, Spain, the US, Canada and 40+ countries in all. Nothing on this website is an offer or solicitation to buy or sell securities. Past performance does not guarantee future results. Please review our Form ADV and Form CRS before investing.

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