Connect Claude or ChatGPT to HSBC UK (2026)

If you are wondering whether HSBC has an MCP server, the practical answer is that you do not need one. Era links your HSBC UK accounts to Claude, ChatGPT and every other assistant through open banking, with your approval in the HSBC app, so your assistant can answer from your real balances and spending.

How do I connect HSBC UK to Claude?

Link HSBC UK in Era, then add Era to Claude. Era reads your HSBC accounts through open banking, so you approve access in the HSBC UK app or website and never share your online banking details. Claude then has one connection to everything you have linked, and the setup takes a few minutes.

1. Sign up at era.app and choose Connect your bank.
2. Search for HSBC and continue to the HSBC app.
3. Approve the accounts you want to share, then return to Era.
4. In Claude, add Era from the connector directory, or use https://context.era.app/mcp as a custom connector.
5. Approve the consent screen and ask a question.

The guide to connecting Claude to your bank account has the details.

What your assistant can see in HSBC UK

Era brings in your HSBC UK current accounts, savings accounts and credit cards, with the transactions behind them. First direct is a separate bank in the same group, so you connect it on its own if you hold an account there, and your assistant then sees both side by side.

HSBC customers often keep money in several places by design: a salary account, a regular saver, a Global Money Account for spending abroad. An assistant that reads all of them at once can tell you what you spent in other currencies, how your regular saver is building, and where the month's money went.

Can ChatGPT read my HSBC account?

Yes. ChatGPT reads HSBC UK through the same Era connection as Claude, so linking once covers both. Add Era as a connector in ChatGPT, approve the consent screen, and ask about your HSBC balances, your card spending or your standing orders.

Connect ChatGPT to your bank account shows the steps.

Does HSBC work with Gemini?

Yes. Gemini can use Era as a connector and read the HSBC UK accounts you share. It suits questions such as how your HSBC spending compares across the last three months, or which regular payments leave your account on the first of the month, and you can switch it off in Era.

Does HSBC work with Perplexity?

Yes. Perplexity can use Era as a connector, so it can pair its research with your HSBC figures. You might ask it what a regular saver should pay, and let it read your HSBC balance and monthly deposits for the real picture.

Does HSBC work with Grok?

Yes. Grok reads your HSBC UK accounts through Era once you approve the consent screen. Add Era as a connector in Grok, accept the consent screen, and it can answer direct questions about your HSBC transactions from what really happened, never from your banking details.

Does HSBC work with Meta's Muse?

Yes. Meta's Muse can connect to Era and read the HSBC UK accounts you have shared. You approve it on Era's consent screen, you can switch it off whenever you like, and your HSBC connection stays in place. Muse sees only what you allow, and never your HSBC security details.

Does HSBC work with Instinct?

Yes. Instinct connects to Era and reads your HSBC accounts along with the rest, so a question about your regular payments or your savings gets an answer from your real transactions. You approve access in the HSBC app, so no assistant ever handles your HSBC login.

Questions to ask about your HSBC money

• "What did I spend on my HSBC card last month, by category?"
• "Which standing orders and direct debits leave my HSBC account, and what is the total?"
• "How is my regular saver building up against what I planned?"
• "What did I spend abroad this year, in total?"
• "How does my HSBC spending compare with my other accounts?"

Does HSBC have its own MCP server or API?

HSBC offers open banking and developer tools aimed at businesses and app builders. It does not publish a ready-made MCP connector for customers to add to Claude or ChatGPT. Era closes that gap: you connect once through open banking and every assistant you use reads the same HSBC accounts, with no code and no keys.

Is it safe to connect HSBC UK?

You approve access in the HSBC app and can withdraw it there at any time, and Era never sees your HSBC login. Era encrypts your data with AES-256 at rest and TLS 1.3 in transit, never sells it, and no model provider trains on it. Era shows a Reconnect button when HSBC asks you to confirm again.

If you would rather not connect, upload an HSBC statement and Era fills a manual account from it. Does Claude support open banking in the UK? and can ChatGPT connect to my UK bank account? give the wider picture, and Barclays and Lloyds work the same way.