Connect Claude or ChatGPT to Lloyds (2026)

Lloyds works with Claude and ChatGPT through Era. You link your Lloyds accounts over open banking, approve the connection in the Lloyds Bank app, and your assistant can then answer questions about your balances, your bills and your spending, next to every other bank and card you hold.

How do I connect Lloyds to Claude?

Link Lloyds in Era, then add Era to Claude. Era reads your Lloyds accounts through open banking, so you approve access in the Lloyds Bank app and never share your online banking details. Claude then has one connection to everything you have linked, and setup takes a few minutes.

1. Sign up at era.app and choose Connect your bank.
2. Search for Lloyds Bank and continue to the Lloyds app.
3. Approve the accounts you want to share, then return to Era.
4. In Claude, add Era from the connector directory, or use https://context.era.app/mcp as a custom connector.
5. Approve the consent screen and ask a question.

The guide to connecting Claude to your bank account has the full walkthrough.

What your assistant can see in Lloyds

Era brings in your Lloyds current accounts, savings accounts and credit cards, with the transactions behind them. If you also bank with Halifax or Bank of Scotland, which sit in the same group, you connect each separately, and your assistant then sees them together as one picture.

Lloyds customers often use Club Lloyds savings, Save the Change and the app's spending insights. An assistant lets you ask about them in plain English and set them beside everything outside Lloyds: how much Save the Change has put aside this year, whether your Club Lloyds balance beats your other savings, and where the month went.

Can ChatGPT read my Lloyds account?

Yes. ChatGPT reads Lloyds through the same Era connection as Claude, so linking once covers both. Add Era as a connector in ChatGPT, approve the consent screen, and ask about your direct debits, your card spending or the balance across your Lloyds savings.

Connect ChatGPT to your bank account walks through the steps.

Does Lloyds work with Gemini?

Yes. Gemini can use Era as a connector and read the Lloyds accounts you share. It suits questions such as how this quarter's Lloyds spending compares with the last, or which payments leave your account on the same day each month, and you can switch it off in Era.

Does Lloyds work with Perplexity?

Yes. Perplexity can use Era as a connector, so it can pair its research with your Lloyds figures. You might ask it what a better savings rate would be worth, and have it read your Lloyds savings balance for the real starting point.

Does Lloyds work with Grok?

Yes. Grok reads your Lloyds accounts through Era once you approve the consent screen. Add Era as a connector in Grok, accept the consent screen, and it can answer direct questions about your Lloyds transactions from what really happened, with no banking details shared.

Does Lloyds work with Meta's Muse?

Yes. Meta's Muse can connect to Era and read the Lloyds accounts you have shared. You approve it on Era's consent screen, you can switch it off whenever you like, and your Lloyds connection stays in place. Muse sees only what you allow, and never your Lloyds password.

Does Lloyds work with Instinct?

Yes. Instinct connects to Era and reads your Lloyds accounts along with the rest, so a question about your regular payments or your savings gets an answer from your real transactions. You approve access in the Lloyds app, so no assistant ever handles your Lloyds login.

Questions to ask about your Lloyds money

• "How much did Save the Change move into savings this year?"
• "What leaves my Lloyds account by direct debit, and what is the total?"
• "Where did my Lloyds credit card spending go last month?"
• "Which of my savings accounts pays me the most?"
• "How is my financial health, and what would move it most?"

Does Lloyds have its own API or MCP server?

Lloyds Banking Group supports open banking and offers developer access for firms. It does not publish a ready-made connector for Claude or ChatGPT that a customer can add. Era gives you that connection with no code, and because it works through open banking, the same link covers your accounts outside Lloyds too.

Is it safe to connect Lloyds?

You approve access in the Lloyds Bank app and can withdraw it there at any time, and Era never sees your Lloyds login. Era encrypts your data with AES-256 at rest and TLS 1.3 in transit, never sells it, and no model provider trains on it. Era shows a Reconnect button when Lloyds asks you to confirm again.

If you would rather not connect, upload a Lloyds statement and Era fills a manual account from it. Does Claude support open banking in the UK? and can ChatGPT connect to my UK bank account? cover the wider picture, and Halifax and NatWest work the same way.