Connect Claude or ChatGPT to Wise (2026)

Wise works with Claude and ChatGPT through Era, and you do not need an API token or a Wise MCP server to do it. You link your Wise account over open banking, approve the connection in Wise, and your assistant can then read your multi-currency balances and transfers beside the rest of your money.

Is there a Wise MCP server for Claude?

Wise has no official MCP server. It does have a developer API with personal tokens, and some community-built servers use it, but they take setup and keep the keys with you. Open banking through Era is the easy route for someone who wants to ask Claude about their own money, and it needs no code.

Era reads your Wise account through open banking. You approve access in Wise, and Claude then sees your balances in each currency and the transactions behind them, next to your UK current account and your cards.

How do I connect Wise to Claude?

Link Wise in Era, then add Era to Claude. Era reads your Wise account through open banking, so you approve access in Wise and never share your login. Claude then has one connection to everything you have linked, and the setup takes a few minutes.

1. Sign up at era.app and choose Connect your bank.
2. Search for Wise and continue to Wise.
3. Approve the account you want to share, then return to Era.
4. In Claude, add Era from the connector directory, or use https://context.era.app/mcp as a custom connector.
5. Approve the consent screen and ask a question.

The guide to connecting Claude to your bank account has the full walkthrough.

What your assistant can see in Wise

Era brings in your Wise balances, in every currency you hold, with the card spending and transfers behind them. Wise is where people keep money for travel, for family abroad, for freelance clients paying in dollars or euros, and an assistant can make sense of all of it in one place.

That is where it helps most. Ask how much you sent abroad this year, what you spent on your Wise card on holiday, or how your euro balance has moved since you last topped it up. Few banking apps can answer across currencies, and an assistant can.

Can ChatGPT read my Wise account?

Yes. ChatGPT reads Wise through the same Era connection as Claude, so linking once covers both. Add Era as a connector in ChatGPT, approve the consent screen, and ask about your balances, your card spending abroad or the transfers that left your account.

Connect ChatGPT to your bank account has the steps.

Does Wise work with Gemini?

Yes. Gemini can use Era as a connector and read the Wise account you share. It suits questions such as how much you spent in each currency last month, or how your Wise card spending compares with your UK card spending. You can switch it off in Era whenever you like.

Does Wise work with Perplexity?

Yes. Perplexity can use Era as a connector, so it can pair its research with your Wise figures. You might ask it about the cost of living in a place you travel to, and have it read what you actually spent there on your Wise card.

Does Wise work with Grok?

Yes. Grok reads your Wise account through Era once you approve the consent screen. Add Era as a connector in Grok, accept the consent screen, and it can answer direct questions about your Wise transactions from what really happened, with no login details shared.

Does Wise work with Meta's Muse?

Yes. Meta's Muse can connect to Era and read the Wise account you have shared. You approve it on Era's consent screen, you can switch it off whenever you like, and your Wise connection stays in place. Muse sees only what you allow, and never your Wise password.

Does Wise work with Instinct?

Yes. Instinct connects to Era and reads your Wise account along with the rest, so a question about your transfers or your foreign spending gets an answer from your real transactions. You approve access in Wise, so no assistant ever handles your login.

Questions to ask about your Wise money

• "How much did I send abroad this year, and to whom?"
• "What is my total balance across every currency, in pounds?"
• "How much did I spend on my Wise card on my last trip?"
• "Which transfers do I repeat every month?"
• "What are my freelance payments in euros adding up to this quarter?"

Is it safe to connect Wise?

You approve access in Wise and can withdraw it there at any time, and Era never sees your Wise login. Era encrypts your data with AES-256 at rest and TLS 1.3 in transit, never sells it, and no model provider trains on it. Era shows a Reconnect button when Wise asks you to confirm again.

If you would rather not connect, upload a Wise statement and Era fills a manual account from it. Does Claude support open banking in the UK? and can ChatGPT connect to my UK bank account? cover the wider picture, and Revolut works in the same way.