Connect Claude or ChatGPT to Starling (2026)

If you are looking for a Starling MCP server, Era gives you the same result without building one. You link Starling over open banking, approve it in the Starling app, and Claude, ChatGPT and every other assistant can answer questions about your balance, your Spaces and your spending from your real transactions.

Is there a Starling MCP server for Claude?

Starling does not publish a ready-made MCP server for customers, and a few developers have built unofficial ones on top of Starling's developer API. Those take setup and a personal access token. Era is the simpler route: you connect Starling through open banking, add Era to Claude and ask your questions.

1. Sign up at era.app and choose Connect your bank.
2. Search for Starling and continue to the Starling app.
3. Approve the accounts you want to share, then return to Era.
4. In Claude, add Era from the connector directory, or use https://context.era.app/mcp as a custom connector.
5. Approve the consent screen and start asking.

The guide to connecting Claude to your bank account has the details and fixes for the usual snags.

What can my assistant see in Starling?

Era brings in your Starling current account, your joint account and the Spaces you have created, with the transactions behind them. Starling labels your spending with categories and merchant names, and your assistant works from those, so it can talk about your money in the same terms the app does.

Spaces are Starling's way of splitting money into goals, such as a holiday, a rainy day or a car. An assistant can tell you how each Space is growing, how much you save in total, and whether a Space is on track for the date you have in mind.

Can ChatGPT read my Starling account?

Yes. ChatGPT reads Starling through the same Era connection, so the account you linked for Claude is already there. Add Era as a connector in ChatGPT, approve the consent screen, and ask about your Spaces, your bills or your card spending.

How to connect ChatGPT to your bank account covers the steps.

Does Starling work with Gemini?

Yes. Gemini can use Era as a connector and read your Starling accounts once you approve it. It suits questions about how this month's Starling spending compares with last month's, or how much of your income arrives in the Starling account and leaves again within a week.

Does Starling work with Perplexity?

Yes. Perplexity connects to Era like the other assistants, so it can bring its research together with your own Starling figures. You could ask it to find a savings rate worth chasing, and measure it against the balance in your Starling savings Space.

Does Starling work with Grok?

Yes. Grok reads your Starling accounts through Era after you approve the consent screen. Add Era as a connector in Grok, accept the consent screen, and it can answer quick, direct questions, such as what you spent at supermarkets this month on your Starling card, from your real transactions.

Does Starling work with Meta's Muse?

Yes. Meta's Muse can connect to Era and read the Starling accounts you share. You approve it on Era's consent screen, you can switch it off whenever you like, and your Starling connection stays exactly as it was. Muse sees only what you allow, and never your Starling passcode.

Does Starling work with Instinct?

Yes. Instinct connects to Era and reads your Starling accounts with the rest, so a question about your Spaces or your bills gets an answer from your real transactions. You approve in the Starling app, so no assistant ever handles your Starling login.

Questions to ask about your Starling money

• "How much is in each of my Spaces, and which is growing fastest?"
• "What did my joint account spend on bills last month?"
• "Which of my Starling payments repeat every month?"
• "How much have I put aside this year, and am I on track for my holiday?"
• "What changed in my spending since I started saving into Spaces?"

If you share a Starling joint account, an Era space lets each of you see the balances you choose and mark bills as paid. Your financial health figures show the working behind each number, so you can see why it moved.

What about Starling Assistant?

Starling Assistant launched on 20 March 2026 and answers questions about your Starling accounts inside the Starling app. It sees Starling only. Era sees every bank you connect, and it works in the assistants you already use. Most people use both, because one knows the bank and the other knows the whole of your money.

Starling Assistant, Revolut AIR or one hub? explains when each is the better fit.

Does Starling have its own API?

Starling publishes a developer API with personal access tokens, which is how the unofficial MCP servers are built. It is a good fit if you enjoy tinkering and want to script your own account. For everyone else, open banking through Era gives you the same view with no tokens to store or rotate.

Is it safe to connect Starling?

Yes. You approve access in the Starling app and can withdraw it there at any time, and Era never sees your Starling passcode. Era encrypts your data with AES-256 at rest and TLS 1.3 in transit, and no model provider trains on it.

See is it safe to give AI your financial data for the details.

If you would rather not connect, upload a Starling statement and Era fills a manual account from it. Does Claude support open banking in the UK? and can ChatGPT connect to my UK bank account? cover the wider picture, and Monzo works the same way.