The future of personal finance is agent-native
Finance apps keep trying to be the place you go. But your AI is already where you are. Agent-native finance means your money shows up in the conversation, not in a separate app.
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Less to do. More to understand.
Ideas and practical guides for a clearer relationship with money.
A few good places to start
How to audit an AI agent managing your money
A finance leader's controls for letting Claude run your real accounts: bound it with rules, preview every change, audit the results. Includes the exact prompts.
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How to run a month-end close on your own money with Claude
Run a finance team's month-end close on your own money, with Claude working through Era Context: copyable prompts, from chart of accounts to reusable pack.
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Connect Instinct to your bank without your password
Instinct doesn't need your online banking login. Give it an expiring Era API key instead: what to text it, what the key can reach, and how to cut it off.
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From the journal
31 articles
Era's privacy model: your data, your control
How Era protects your financial data when connecting bank accounts to AI agents. Encryption, OAuth consent, revocable access, and a full activity log.
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Connect any AI assistant to your UK bank accounts
Link your UK bank once through open banking, then give Claude, Cursor, Muse, Instinct or any MCP client your real balances, transactions and rules.
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How to connect ChatGPT to your finances with Era
Connect ChatGPT to your bank accounts using Era Context and MCP. See balances, analyse spending, and talk to your money in natural language.
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How to connect Claude to your UK bank account
Link your current account to Claude through open banking: the approval in your bank's app, what to do when it asks again, and what Claude can change for you.
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What is the Model Context Protocol (MCP)?
The Model Context Protocol (MCP) is an open standard that lets AI assistants connect to your data and tools. Learn what MCP means for personal finance and why Era built on it.
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Introducing Era: AI-native personal finance via MCP
Era connects your bank accounts to any AI agent via the Model Context Protocol. Get insights, automate your finances, and let any MCP-compatible AI assistant manage your money securely.
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How to add a manual account to Era
Add a manual account to Era from the interface or through your AI in minutes. Track cash, offline loans, and any account without a live bank connection.
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