The future of personal finance is agent-native
Finance apps keep trying to be the place you go. But your AI is already where you are. Agent-native finance means your money shows up in the conversation, not in a separate app.
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Less to do. More to understand.
Ideas and practical guides for a clearer relationship with money.
A few good places to start
Banks are blocking AI agents that use your login
Banks block agents like Muse and Instinct that sign in with your password. ChatGPT and Claude use a read-only link. Here's what to do.
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CFPB 1033 and AI agents: what the rewrite means
CFPB 1033 and AI agents: the open banking rule is on hold in court and being rewritten. What that means for connecting your bank to an assistant today.
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Chase's AI agent terms, explained
Chase AI agent rules: the updated Digital Services Agreement makes customers answer for improper use of their login. What it says and what to do first.
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From the journal
82 articles
Splitwise alternatives for couples and housemates
Splitwise alternatives for couples and housemates: Tricount, Settle Up, Splid and Era, where who owes whom comes from the bank transactions you share.
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Connect Google Gemini to your bank accounts
Connect Gemini to your bank accounts with Era: add Era's server in Gemini's settings, approve access, then ask about balances, spending and financial health.
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Ask AI about your bank statement, safely
Ask AI about your bank statement without pasting it into a chat: Era reads the file once, cites the page for every figure, and any assistant can answer.
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Poppy: the rulebook banks want AI agents to follow
Poppy is the agent protocol from Meta and Sierra that banks are backing: what it asks of AI agents, and how one authorised hub like Era fits the same idea.
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How to audit an AI agent managing your money
A finance leader's controls for letting Claude run your real accounts: bound it with rules, preview every change, audit the results. Includes the exact prompts.
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How to run a month-end close on your own money with Claude
A finance team's month-end close, run on your own money by Claude through Era Context: five copyable prompts, from chart of accounts to a reusable close pack.
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Connect Instinct to your bank without your password
Instinct doesn't need your online banking login. Give it an expiring Era API key instead: what to text it, what the key can reach, and how to cut it off.
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How to connect Meta's Muse to your bank accounts
Give Meta's Muse your real balances and transactions with a Custom Connector and an Era API key: the request to send, the access to pick, and key renewal.
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What your AI sees in an Amazon order
Link Amazon, Walmart or Target to Era and each order arrives with its items — product name, quantity, unit price, photo — readable by any MCP-compatible agent.
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Open-source AI wealth management: MCP and open banking
Is there open-source AI wealth management? Not yet, but open banking, MCP and the Era API give you the same freedom: your accounts, any AI client, no lock-in.
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Use Claude with your money: connect your bank today
Link your banks and cards to Claude, then have it categorize, tag and set rules on your real transactions: the setup, each plan's access, and what to ask first.
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Claude Personal Finance: what it does and what to add
Claude finance explained: Claude Personal Finance launched on 5 November 2026 for US banks. See what it does, what it leaves out and how Era adds the rest.
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