The future of personal finance is agent-native
Finance apps keep trying to be the place you go. But your AI is already where you are. Agent-native finance means your money shows up in the conversation, not in a separate app.
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Less to do. More to understand.
Ideas and practical guides for a clearer relationship with money.
A few good places to start
Claude Personal Finance vs Era: what each one does
Claude Personal Finance vs Era compared: banks outside the US, memory across chats, financial health, holdings, shared spaces, documents and more in one view.
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Does my UK bank have an MCP server? Monzo, Revolut
Does my UK bank have an MCP server? Monzo, Revolut, Starling and Barclays, plus how to connect any UK bank to ChatGPT or Claude through Era instead today.
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Is it safe to connect my UK bank to ChatGPT or Claude?
Is it safe to connect my UK bank to ChatGPT or Claude? Open banking, approval in your bank's app, who is liable, and how to disconnect any assistant fast.
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From the journal
108 articles
Monzo budgeting vs Emma: do you need both?
Monzo budgeting vs Emma: Pots, Monzo Extra and connected accounts against Emma's open banking app, and how Era brings Monzo into Claude, ChatGPT and Gemini.
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Mortgage application documents: a UK checklist
Mortgage application documents for the UK: payslips, P60, bank statements and proof of deposit, collected in Era so your assistant checks what is missing.
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Lost your P60? How to get a copy (2026)
Lost your P60? How to get a copy for a tax return or a mortgage application, what proves your pay in the meantime, and how to keep it safe next time round.
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Best open banking apps in the UK (2026)
Best open banking app UK for 2026: Era, Emma, Snoop, PocketSmith and YNAB compared on bank coverage, price in pounds, AI assistants and household sharing.
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Connect Claude or ChatGPT to NatWest (2026)
What about NatWest? Connect NatWest to Claude, ChatGPT and every assistant through open banking, approved in the NatWest app, with budgeting built in.
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PocketSmith alternatives for UK users (2026)
PocketSmith alternative UK: Emma, Snoop, YNAB and Era compared for people who want pounds, open banking and one hub for Claude, ChatGPT and Gemini together.
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Budgeting with a joint account in the UK
Budgeting with a joint account in the UK: connect it through open banking, invite your partner to a shared space and keep your own accounts private if you wish.
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Best MCP servers for UK personal finance (2026)
Best personal finance MCP servers for the UK in 2026: Era, PocketSmith, Aureli, Wallet and YNAB community servers compared on UK banks and open banking access.
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Splitwise alternatives in the UK (2026)
Splitwise alternative in the UK for couples and flatmates: Tricount, Settle Up, Splid and Era, where who owes whom comes from the bank accounts you share.
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Best net worth trackers in the UK (2026)
Best net worth tracker UK app for 2026: Era, Aureli and PocketSmith compared on pensions, property, ISAs, open banking and AI assistants for UK savers.
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Connect Claude or ChatGPT to Nationwide (2026)
Connect Nationwide to Claude and ChatGPT through open banking. Your FlexDirect, savings and cards in every assistant, approved in the Nationwide app, no code.
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Does YNAB work with UK banks? (2026)
Does YNAB work with UK banks? What its direct import supports, how Monzo is handled, and how Era connects UK banks through open banking to your assistant.
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