How to see every subscription on your card (UK)

The quickest way to see every subscription on your card is to connect the card and the accounts that pay it, then ask an assistant to list every payment that repeats. A card statement only shows one month at a time, and a subscription that bills yearly can hide for eleven of them, so the useful view spans at least a year of transactions across every card and account you use.

How do I see all the subscriptions on my card?

Connect your card through open banking, ask your assistant to list the payments that repeat, and read the result grouped by merchant. The list shows what each one costs, how often it bills and when it started. Doing the same by hand means opening a statement for every month and every card.

How to check your subscriptions with Era

1. Create a free Era account and connect your bank accounts and cards through open banking. On the free plan you can add manual accounts instead and upload statements to the document library.
2. Connect Era to Claude, ChatGPT or Gemini.
3. Ask: "Show me every recurring payment across all my accounts and cards, grouped by merchant, with the monthly and yearly total."
4. Follow up: "Which of these have gone up in price?" and "Which ones have I paid for more than a year?"
5. Ask for a rule: "Tell me whenever a new recurring charge appears."

Which payments does a card show?

Cards show payments under a continuous payment authority, which is how most subscriptions are billed, plus app store charges, which appear under Apple or Google rather than the service's name. Direct debits and standing orders sit on your current account, not your card. Because Era reads all the accounts you connect, the assistant sees all of these together.

What if a subscription is hidden behind PayPal or an app store?

A payment made through PayPal appears on your bank statement as PayPal, and the real merchant is inside your PayPal account. Our page on finding PayPal subscriptions shows where to look. Apple and Google subscriptions are managed in the store, and the assistant can point out charges that look like them.

See finding PayPal subscriptions.

What do I do once I have the list?

Decide what to keep, and cancel the rest. Where the company makes that hard, the page on cancelling through your bank explains how to stop a payment. For a broader look at tools, see the best subscription trackers in the UK, and the pricing page shows what each Era plan includes.

See cancelling through your bank and best subscription trackers in the UK and pricing page.