Connect Claude or ChatGPT to TD (2026)

TD Canada Trust is the bank where many Canadians keep their everyday chequing account, their travel card and their savings, and it is often joined by a TD Direct Investing account for the TFSA or RRSP. Era links your TD accounts to Claude, ChatGPT, Gemini and Meta's Muse, so one conversation can cover all of it.

Can you connect ChatGPT or Claude to TD?

Yes. You link your TD accounts to Era, and Era is the connection that Claude, ChatGPT, Gemini and Muse all share. You sign in to TD on a secure screen, approve what Era may read, and every assistant you add afterwards answers from the same balances and transactions without anything pasted in from EasyWeb or the TD app.

How do you connect TD to Era?

The setup takes about five minutes and happens once, however many assistants you add later. Era never sees your TD card number or password, because you sign in on the bank's own secure screen and approve read access there. Here are the steps.

1. Create an Era account at era.app.
2. Start a connection from Era Context and choose TD from the list of institutions.
3. Sign in to TD in the secure window and approve read access.
4. Add Era to Claude or ChatGPT with the guides for Claude or ChatGPT.

Live connections are part of Era's paid plans. On the free Basic plan you can add TD accounts by hand, or bring in a statement, and ask the same questions about those figures. If a connection pauses, reconnecting from Era Context takes a minute and your history stays put.

What makes TD worth asking an AI about?

TD's app includes MySpend, which sorts your spending inside TD. Era goes a step further by putting your TD accounts beside your other banks and cards and letting you ask anything about them in the assistant you prefer. A typical customer has chequing, an Aeroplan or TD Rewards card, savings and Direct Investing, and each can join the same question.

Questions that work well with a TD connection include:

• "How many Aeroplan points should my spending have earned this quarter, and which purchases earned the most?"
• "Compare what I spent in MySpend-style categories like dining, transport and groceries across the last six months."
• "How much interest did my TD savings account pay this year?"
• "Which subscriptions charge my TD card, and which have gone up in price?"

How do you use Claude with TD?

Claude is a good fit for questions that need a longer answer, such as how to split a bonus between a TFSA, an RRSP and the mortgage. With Era Context added, you describe the choice and Claude reads your TD balances and payments directly, then works through the options with your own numbers.

How do you use ChatGPT with TD?

ChatGPT suits the quick questions you ask on the move, such as whether this month is running ahead of last month. After you add Era to ChatGPT, it answers from your TD transactions, and whatever you told Claude about your plans is already available, because the memory belongs to Era and not to a single assistant.

How do you use Gemini with TD?

Gemini reaches your TD accounts through Era in the same way. If you use Google's apps through the day, you can ask Gemini what is due from your TD chequing account before the next pay date, and it answers from the connected data. Changing assistants never means reconnecting TD.

How do you use Meta's Muse with TD?

Muse can read your TD accounts through Era once you approve it. You can ask for a plain-language summary of this month's spending or what changed since the last statement, and Muse answers from the same data as the other assistants.

How do you use Poke with TD?

Poke answers by text message, which helps when you are away from a screen and want a number quickly. With Era connected, you can text a question about your TD chequing account and see the answer in the same thread.

The guide to texting your money with Poke and Era covers the setup.

What can you do with TD statements and tax slips?

Era's Document Library reads the statements and slips you upload and files them for you, and the transactions in a statement can be brought into a manual account. An older statement or the T4 and T5 slips that arrive in February can sit beside your live accounts, so every assistant can answer from them.

Is it safe to connect TD to an AI?

You approve every connection yourself, Era reads your accounts through regulated connections, and Era never stores your TD login. Era also keeps a record of what each assistant has asked for. This matches the direction of Canada's consumer-driven banking framework, in which you choose who may see your financial data.

The guide on whether it is safe to give AI your financial data has the details, and you can remove any assistant or bank from Era Context whenever you like.

What else can you connect alongside TD?

Many households keep money at more than one bank, and Era connects RBC, BMO, Scotiabank, CIBC, Desjardins, Banque Nationale, Tangerine, EQ Bank and Wealthsimple alongside TD. Era connects accounts across the US, the UK, Canada, France, Germany, Spain, and 40+ countries in all.

The Canadian open banking guide explains how it fits together, and Era, Monarch, Wealthsimple or KOHO? helps if you are choosing a budgeting app.