Connect Claude or ChatGPT to RBC (2026)

RBC is Canada's largest bank, and for many people it holds the chequing account, the credit card, the mortgage and the investments all at once. Era links your RBC accounts to Claude, ChatGPT, Gemini and Meta's Muse, so you can ask an AI about the whole relationship in one conversation and get answers from your real figures.

Can you connect ChatGPT or Claude to RBC?

Yes. You link your RBC accounts to Era, and Era is the connection that Claude, ChatGPT, Gemini and Muse all share. You sign in to RBC on a secure screen, approve what Era may read, and each assistant you add afterwards answers from the same balances and transactions, with nothing to copy out of RBC Online Banking.

How do you connect RBC to Era?

The setup takes about five minutes and happens once, however many assistants you add later. Era never sees your RBC card number or password, because you sign in on the bank's own secure screen and approve read access there. Here are the steps.

1. Create an Era account at era.app.
2. Start a connection from Era Context and choose RBC from the list of institutions.
3. Sign in to RBC in the secure window and approve read access.
4. Add Era to Claude or ChatGPT using the guides for Claude or ChatGPT.

Live connections are part of Era's paid plans. On the free Basic plan you can add your RBC accounts by hand, or bring in a statement, and ask the same questions about those figures. If a connection pauses, reconnecting from Era Context takes a minute and your history stays put.

What makes RBC worth asking an AI about?

RBC accounts come with many moving parts: Day to Day chequing, a Visa that earns Avion points, a mortgage or line of credit, and Direct Investing for the TFSA and RRSP. RBC's app offers NOMI insights inside the bank, and Era adds what the bank cannot: your other banks and cards, side by side, in any assistant you prefer.

Questions that work well with an RBC connection include:

• "How many Avion points did my spending earn last month, and which category earned the most?"
• "What is my total monthly cost of owning my home, including the mortgage payment, property tax and insurance I pay from my RBC account?"
• "What fees has RBC charged me this year, and which ones could I avoid?"
• "Show me every recurring payment leaving my chequing account and the date it next runs."

How do you use Claude with RBC?

Claude is a good partner for questions that need thinking through, such as whether to put extra cash on the mortgage or into your RRSP. With Era Context added, you describe the choice and Claude reads your RBC balances and mortgage payments directly, then walks through the trade-off using your numbers. It remembers your goals, too.

How do you use ChatGPT with RBC?

ChatGPT suits quick checks on your phone, like whether the balance covers this week's bills or how the month is tracking against the last one. After you add Era to ChatGPT, it answers from your RBC transactions, and anything you told Claude about your plans is already there, because the memory belongs to Era and not to one assistant.

How do you use Gemini with RBC?

Gemini reaches your RBC accounts through Era in the same way. If you plan your week in Google Calendar and Gmail, you can ask Gemini to line up the bills coming out of your RBC chequing account with the days your pay arrives, and it answers from your connected data. Switching between assistants never means reconnecting RBC.

How do you use Meta's Muse with RBC?

Muse can read your RBC accounts through Era once you approve it. You can ask for a plain-language summary of this month's spending or the biggest changes since the last statement, and Muse answers from the same connected data as every other assistant.

How do you use Poke with RBC?

Poke answers by text message, which is useful when you are standing in a shop and want to know what is left in a category. With Era connected, you can text a question about your RBC chequing account and receive the answer in the same thread.

The guide to texting your money with Poke and Era covers the setup.

What can you do with RBC statements and tax slips?

Era's Document Library reads the statements and slips you upload and files them for you, and the transactions in a statement can be brought into a manual account. An older RBC statement, a mortgage statement or a T4 and T5 at tax time can sit alongside your live accounts, so every assistant can answer from them.

Is it safe to connect RBC to an AI?

You approve every connection yourself, Era reads your accounts through regulated connections, and Era never stores your RBC login. Era also keeps a record of what each assistant has asked for. This matches the direction of Canada's consumer-driven banking framework, in which you choose who may see your financial data.

The guide on whether it is safe to give AI your financial data has the details, and you can remove any assistant or bank from Era Context whenever you like.

What else can you connect alongside RBC?

Many households split their money between banks, and Era connects TD, BMO, Scotiabank, CIBC, Desjardins, Banque Nationale, Tangerine, EQ Bank and Wealthsimple alongside RBC. Era connects accounts across the US, the UK, Canada, France, Germany, Spain, and 40+ countries in all.

To see how these fit together, read the Canadian open banking guide, and to compare budgeting apps, see Era, Monarch, Wealthsimple or KOHO?.