Moneyhub alternatives after the app closed (2026)

Moneyhub's consumer app is no longer available. Moneyhub itself now serves banks and other firms, so if you used the app to see your accounts, budgets and net worth in one place, you need somewhere else to do it. The closest replacements are Era, Emma, Snoop and PocketSmith, and the right one depends on whether you want an app with its own screens or an assistant-first hub.

What happened to the Moneyhub app?

Moneyhub now works with banks and other firms, and its consumer app is no longer available. Because it works with businesses, so anything you stored there as a person, including your connected accounts, budgets and notes, needs to be exported or recreated elsewhere.

What should I do with my Moneyhub data?

Start by downloading what you can: your transactions as a CSV file, your list of accounts and the budgets or goals you set up. Keep the CSV, because it is the quickest way to bring your history into a new tool.

Era's document library reads statements and transaction files and brings them into a manual account, so your earlier years of spending sit alongside the new data your banks send.

The apps that can replace Moneyhub

Era is the assistant-first option. Your accounts, net worth, goals and household sit in one hub that Claude, ChatGPT and Gemini all connect to, and the memory is shared between them. If you liked Moneyhub for seeing your whole financial picture, Era adds a financial health view, in figures with the analysis behind them, and a document library that reads your payslips, statements and tax forms.

Emma is a mobile app that connects your UK banks through open banking and sorts your spending. See Emma app alternatives for how it compares with the rest.

Snoop is built around bills, savings and spotting where you can pay less. The page on Snoop alternatives goes into it.

PocketSmith is a forecasting tool, popular with people who liked planning ahead in Moneyhub, and it has an official connector for Claude, ChatGPT and other assistants. The comparison is at PocketSmith vs Emma vs Era.

Which Moneyhub alternative tracks net worth?

Era, PocketSmith and several others track net worth across accounts, and Era does it for every kind of account you can connect or add by hand, including a pension, a property you own, cash and a mortgage. Because manual accounts are free, you can start building the picture with no banks connected at all, then add live connections later.

Our list of the best net worth trackers in the UK compares the options.

How is Era different from Moneyhub?

Moneyhub was a dashboard you opened. Era is a hub your assistants open, which means the questions you used to answer by clicking through charts become sentences you can ask: what changed in my net worth since March, which of my direct debits went up, and how much do I have set aside for tax.

A few things set it apart:

• Every assistant. Claude, ChatGPT and Gemini share one connection to your money.
• Shared memory. What you tell one assistant, the others know.
• Spaces for the household. You and a partner can share balances, see who owes whom and keep a joint plan.
• Open banking in the UK. Era connects accounts across the US, the UK, Canada, France, Germany, Spain, and 40+ countries in all, with the UK handled through the regulated open banking route.

What did people use Moneyhub for, and which alternative covers each job?

People used the Moneyhub app for four main things: seeing every account in one place, tracking net worth including pensions and property, budgeting by category, and keeping an eye on spending over time. No single alternative copies all four screens, but the jobs are easy to cover once you know which tool does what.

• Every account in one place. Era, Emma and Snoop connect your UK banks through open banking, so balances and transactions arrive without you typing them in. Era adds accounts in other countries, which matters if you hold money abroad.
• Net worth with pensions and property. Era lets you add a pension, a home and a mortgage as manual accounts, and the document library reads the statements that tell you their value. PocketSmith also tracks net worth, although it bills in dollars.
• Budgeting by category. Emma and Snoop sort your spending automatically. Era sorts it too, and your assistant can explain why a category moved.
• Looking back over the years. Bring your Moneyhub export into Era as a manual account and your older history sits next to the new data, so the trend is still there.

How do the Moneyhub alternatives compare?

Emma and Snoop are the nearest to an app you open on your phone, PocketSmith is the nearest to a planning tool, and Era is the nearest to a hub that your assistants read. The table sets out what each covers for someone leaving Moneyhub.

Why does an assistant-first hub suit someone who used Moneyhub?

Moneyhub rewarded people who liked to look at the whole picture, and the whole picture is exactly what a good assistant needs in order to be useful. If it can see your accounts, your documents and your goals, it can answer a question that would have taken six clicks in a dashboard, and it can answer the follow-up as well.

Era keeps that picture in one place and gives it to every assistant you connect. Tell Claude that you are saving for a deposit and ChatGPT knows it the next day, because the memory is shared. Era also shows your financial health in figures, with the measures behind them and the analysis that explains what is moving them, which is the part of a dashboard that people tend to miss most.

Can I share my finances with a partner after Moneyhub?

Yes. Era's shared spaces let you and a partner or housemates put chosen balances into one view. Each person decides what to show, everyone sees the same figures, and you can mark a bill as paid, split a cost and undo it if you change your mind.

Nothing you have not chosen to share is visible to anyone else, so you can keep a joint household budget and still have accounts that are yours alone. Your assistants can answer questions about the shared view, such as who owes whom this month or what the household spent on bills, and each person can ask their own assistant.

How do I move across from Moneyhub in an afternoon?

Create a free Era account and add your main accounts as manual accounts first, so you can see the shape of things straight away. Upload your Moneyhub export and your most recent statements to the document library, connect your banks through open banking when you are ready for live balances, and connect an assistant.

Then ask it the question you used to open Moneyhub to answer.

The pricing page lists what each plan includes, and the guide to adding manual accounts walks through the first step.