Does my UK bank have an MCP server? Monzo, Revolut

Does your UK bank have an MCP server you can plug into ChatGPT or Claude? Not as a ready-made connector, and you do not need one. Monzo, Revolut, Starling, Barclays and the other big names already share your data through open banking, and Era uses that to link them to every assistant at once, with your approval in the bank's own app.

What is an MCP server, and why would a bank have one?

An MCP server is a standard doorway that lets an AI assistant ask a service for information and, with your permission, act. If a bank published one, you could point Claude straight at your account. Most banks have not, because they must decide how an assistant proves who it acts for and who is accountable for what it does.

Era is that doorway for your money. It sits between your banks and your assistants, so you do not have to wait for each bank to build its own.

Which UK banks have an MCP server today?

None of the big UK names offers a general-purpose MCP server for customers yet. Monzo, Starling, Barclays, Lloyds, NatWest and HSBC offer open banking and, in some cases, developer interfaces, which is the raw material a connector like Era's is built from, but not a doorway you can hand to an assistant yourself.

Developers have put together unofficial servers for some APIs, and those suit people who enjoy tinkering. For everyone else, connecting through Era takes a few minutes and works the same way for every bank, so you can add Monzo today and a pension or a broker tomorrow.

What about Starling Assistant and Revolut AIR?

Two UK banks have launched assistants of their own. Starling Assistant arrived in March 2026 and helps with your Starling accounts, and Revolut AIR reached UK customers in April 2026 and works with your Revolut money. They are good at what they do, and they each see one bank.

Most of us hold money in several places, so the best answer is often both: use your bank's assistant inside its app, and use ChatGPT or Claude through Era for the whole picture, including a Monzo current account, a Revolut pot, a Barclays credit card and a workplace pension together.

Can I connect Monzo, Revolut or Starling to ChatGPT or Claude?

Yes. Link the account in Era, approve the connection in your bank's own app, then add Era to ChatGPT or Claude. Your assistant can then answer questions about your balances, spending, recurring payments and financial health, and it works with Monzo pots, Starling spaces and Revolut accounts alongside everything else you hold.

Era connects accounts across the US, the UK, Canada, France, Germany, Spain, and 40+ countries in all. The guides to connecting Claude to your bank account and connecting ChatGPT to your bank account walk through each step.

What do I get that a bank-run assistant cannot give me?

You get one hub that every assistant connects to, so whichever you prefer this year sees the same accounts. Memory follows you from Claude to ChatGPT to Gemini, so you explain your goals once. You can share a space with a partner or housemates, have statements and payslips read and filed, and see your financial health in figures.

And you never need your bank to ship anything. If you want to know what to ask first, there is a list of questions to try with your own money.

Is it safe to connect my bank this way?

Yes. Era links your bank through open banking, so you approve the connection in your bank's own app and Era never sees your password. You can disconnect any assistant at any time, every action goes into an activity log, and your data does not train models.

We cover the details in is it safe to connect your UK bank to ChatGPT or Claude.

If you have been following the news about banks and AI agents, will UK banks block AI agents that log in as you explains why the UK route is different.